In fact, during the five years between arraignment and the end of the Abacus trial in 2015 (the trial lasted four months, but no spoilers here as to the outcome), the bank sold 3,000 loans to Fannie Mae, and only nine defaulted-one of the lowest default rates in the entire country. What this meant in particular was that many of the Abacus mortgage applications contained income figures the DA considered fraudulently inflated, but were actually based on cash the applicants did have, but had not reported to the IRS. Most have found their footing in cash economy jobs.” And this fraud has historically gone on in communities that predate the Chinese. “I can’t believe didn’t become aware of these realities, and then decided to dismiss them as not relevant, that fraud was fraud. “This is not unusual, historically or otherwise,” says James. In this respect, they were like many other immigrant communities. The bank’s customers, many of them recent immigrants, came from a repressive society where financial dealings were based on trust, not paperwork, cash was favored over credit, and there was a blurry line between a gift and a loan. Whether or not racism was involved in the Abacus case, it is obvious that a certain amount of cultural insensitivity and misunderstanding definitely was. But it’s hard to look at that and not see the profound insensitivity.” “Racism like that is rarely intentionally meant, that someone in that position would set out in an overly racist way to treat these people the way they were treated. “There are certainly plenty of people who felt there was a racist aspect” to the perp walk, says James. And I thought ‘this is how far they are taking things.’ They were willing to take things to the extreme.” ![]() ![]() “As much as I had worked in that office, I felt there was nothing I could do to stop this from happening. The perp walk is a common practice in New York criminal justice circles, but the sight of over a dozen Asian men handcuffed and chained together seemed a deliberate attempt to humiliate them in the most hurtful, and in some eyes most racist, way. Sung is not engaging in hyperbole when she talks about “a show.” The most gasp-inducing sequence in James’ film is the “perp walk” of those indicted, with former Abacus employees marched through the Manhattan Criminal Courthouse in front of the New York media. He wanted to have the first word out to the media, that’s why I felt they didn’t give us advance notice.” “ was going to be the first prosecutor to indict a bank. “I realized this was political, this was going to be a show,” she says. Sung alleges that the DA told the family of the indictment “literally one day before the indictment and the arraignment,” which meant the Sungs had no time to offer any kind of response. “I knew this was not how they normally go about things, this was not how cases were supposed to go,” says Chanterelle Sung, a lawyer who at one time worked for the same DA’s office which indicted her family. The only deal the DA offered the Sung family was to plead guilty to a felony and pay a large fine, which would have effectively meant the end of Abacus. Several of the defendants pled guilty, and agreed to testify for the prosecution. The district attorney’s office soon became involved, and in 2012 brought charges against the bank and 19 former employees, alleging they had inflated the income of mortgage applicants and falsified documents in order to obtain mortgages through the Federal National Mortgage Association, otherwise known as Fannie Mae. He was fired, as were two other crooked loan officers the bank discovered. “In his indictment he talks about how this is the first bank to be indicted, and he links it to the mortgage crisis, which is ridiculous, because Abacus refused to get into all the credit default swaps that were going on.”Ībacus’ troubles began in 2009, when a loan officer with the bank was accused of stealing money from a mortgage closing. and his office “saw this as a major PR move kind of case,” says filmmaker James. “ took a heavy-handed approach from the beginning, and refused to change their opinion.”ĭistrict Attorney Cyrus Vance Jr. ![]() The case was “about this community, comprised of Chinese immigrants, and a lack of willingness to understand the community,” says Jiayang Fan, who wrote about Abacus for The New Yorker.
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It inspires creativity with its colors and effects. The new TikTok logo is appealing to the eye and encourages the users to get up and try their talents. Once it was complete, the designer added an electronic wave effect to the 2D design.Īfter trying iterations of this design, the concerned department was able to finalize the logo, one that is being used today. Post this, the design of a music note was added to the logo. According to them, the color portrayed how TikTok has become a platform that provides an unjudged space for flourishing talent. Post this experience, the designer wanted to create a logo that emulates TikTok’s experience as a shining light, exactly how the stage appeared to the artist.Īs part of the final representation, the designer chose a black background for the logo. The designer got lost in thoughts when they saw complete darkness and a brightly lit stage. Post the launch of their new logo, TikTok confirmed that their logo designer is indeed a young, energetic person who is a music fan, especially at rock concerts.Īpparently, the logo design idea popped up in his/her mind while attending a concert where a large crowd was present. The designer who created the logo wanted to design something that represents the soul of creators- their art. People love how creators showcase their talent and skills with amazing dance, company, sports, and other kinds of videos. The new TikTok logo brings enjoyment and inspires creativity among creators and the audience. The New Latest TikTok Logo PNG Transparent 2023 To portray your connection with the app.To represent TikTok at a multilevel platform.TikTok Logo PNG can be used for a variety of purposes like: This way, you can focus on creating awesome content while your team does the marketing tasks for you. Another way of making your marketing material superb is opting for a social media marketing service. ![]() You can easily download TikTok logo from this post. Creators and marketing people across domains are looking to download TikTok logo for free to use it for their marketing material. The new TikTok logo takes inspiration from Douyin and the old Musical.ly logos. Check out our collection of the latest TikTok logos below! The old logo was simply the word “TikTok” in white against a black background. The new TikTok logo features the company’s name in a sans-serif font with a red and black color scheme. Get the latest and trending TikTok logo PNG 2023 images for your social media profile or website. ![]() In marketing strategy, product is not viewed as a tangible product, but the source of value to be delivered to the customers. Products – 4Ps in Slicing Pie with a Razor: Ockham Technologies' Founding Agreement Case Promotion (Communication Strategy of Ockham Split) – The emergence of social media and online advertising has changed the landscape of Ockham Split communication mix and communication strategy. Place (Channels of Distribution ) – Distribution mix of Ockham Split has taken a new dimension with the emergence of Online Retailing & domination of players such as Amazon.Ĥ. Price – Pricing strategy that Ockham Split is pursuing in various customer segments it is operating in.ģ. Product – The products Ockham Split is making or are in the pipeline to capture potential markets.Ģ. Jerome McCarthy consolidated the 12 elements of marketing mix and other critical component into a simplified framework – 4Ps of Marketing Mix.ġ. ![]() The 12 core elements of Neil Borden Marketing Mix are -Ĥ - Marketing Research – Fact Finding and Analysis,Ĭonsolidation of 12 elements of Marketing Activities into 4Ps of Marketing Mix According to Neil Border, organizations blend the various elements of marketing mix into a marketing strategy that helps the organization to compete and developed a differentiated positioning in the market place. Neil Borden of Harvard Business School first used the term “Marketing Mix” to explain the set of activities that a firm uses to execute its marketing strategies. Marketing Mix of Slicing Pie with a Razor: Ockham Technologies' Founding Agreement – Definition & Explanation Our immersive learning methodology from – case study discussions to simulations tools help MBA and EMBA professionals to - gain new insight, deepen their knowledge of the Innovation & Entrepreneurship field, Marketing Mix factors, Products related decisions, pricing strategies and more. It also touches upon business topics such as - Marketing Mix, Product, Price, Place, Promotion, 4P, Collaboration, Conflict, Disruptive innovation, Diversity, Labor, Leading teams, Operations management, Product development, Technology. The Slicing Pie with a Razor: Ockham Technologies' Founding Agreement (referred as “Ockham Split” from here on) case study provides evaluation & decision scenario in field of Innovation & Entrepreneurship. Slicing Pie with a Razor: Ockham Technologies' Founding Agreement case study is a Harvard Business School (HBR) case study written by Noam Wasserman, Yael Braid. Related Areas : Collaboration, Conflict, Disruptive innovation, Diversity, Labor, Leading teams, Operations management, Product development, TechnologyĮMBA Pro Marketing Approach for Slicing Pie with a Razor: Ockham Technologies' Founding AgreementĪt EMBA PRO, we provide corporate level professional Marketing Mix and Marketing Strategy solutions. What should they include in the agreement, and how should they structure their equity split?Ĭase Authors : Noam Wasserman, Yael Braid But as Ockham entered its initial phase of product development, pressure began mounting for the team to discuss and finalize a founding agreement. The trio had provided the seed capital of $150,000, contracted a development team to build their product, garnered serious interest from a potential investor, and readily agreed on their roles within the company (Jim was CEO, Ken was COO, and Mike was Head of Product Management). Each founder had contributed significantly to bringing the Ockham concept to life. Soon they recruited a third member, Mike Meisenheimer, to lead product development. ![]() Uncertainty lingers over each member's future contributions, though - how is the team to devise a durable and effective split? Jim Triandiflou and Ken Burows worked resolutely to plan for the launch of their sales management software company. Ockham Technologies' three founders are about to craft their founding agreement and split the equity among themselves. Introduction to Marketing Mix Analysis - Product, Price, Place PromotionĮMBA Pro Marketing Mix 4P Analysis for Slicing Pie with a Razor: Ockham Technologies' Founding Agreement case study ![]() Rooms that contain content that is forbidden based on rules can be removed as well. Rooms with no admins/mods for over 2 months will be counted as abandoned and will be removed. You can turn this off via your camera settings)Ĭreated a room? Make sure an admin or mod for that room is in the room. # tech:beast.chat (Tech and science talk) # faq:beast.chat (Zoo questions and tips) # dogdickloving:beast.chat (Dog Dick Loving) # meme:beast.chat (for your daily laughs) #mediadump:beast.chat (Mostly any animals, any gender) Both have their unique use, but same method of using the server. Both Element and SchildiChat have mobile apps as well. Web Based chat - Click here (The forum and the chat is separate, usernames will not be on the chat server, unless you register it.) This provides better security and encryption to give our members peace of mind. This chat is very unique to how most chats have been. But the web version is already configured for beast chat, so you can ignore the process on changing the server name.) This is so you can still decrypt your chats on other devices you login with.) (This process is similar to the web version as well. (It's important to setup encryption through the privacy settings of your account. DO NOT SEND A PM UNLESS YOU HAVE AN ACCOUNT AND NEED A PASSWORD RESET. SIGN UPS CAN BE REQUESTED BY CLICKING THIS LINK REVIEW INFORMATION PRESTENTED AND REPLY IN THRED. ![]() I'm not sentimental Comment by S_Unicorn51Īnd look at me a little more Comment by marce. :( why would she put it on go Comment by S_Unicorn51 Album: Happier Than Ever ( 2021) License This Song. ![]() :( why would she put it on go Comment by dia✨ I have no shame in saying it's better than mine. SUCKIN DICK EATING SHYT AND SNITCHIN Comment by Abrahanmovicīaby I'm not sentimental. Billy Strayhorn), Mood Indigo, Perdido (composed byJuan Tizol),In. Piano Music For >Paris Cafe Ambience with Sweet Bossa Nova Piano Music For. This was sincerely a great song Comment by BACK TO THE GLITCH bossa nova) LeRoi (up-tempo 4/4 and 3/3) Kentucky Oysters (3/4 blues). Good day to this community! I just released two singles which blend elements of cloud rap, dream pop and psychedelic pop and I believe this esteemed community would be interested in checking it out. Thanks alot, brothers and sisters! Comment by Son Of Whyachi I would really appreciate listening and giving your review and if you enjoy the music, like and follow. The title of the song entails Billie's first name followed by 'bossa nova' to portray the song's core uniqueness Billie's. 'Billie Bossa Nova' is Billie's first go at the famous Brazilian-based style of music, bossa nova. ![]() Im about to nut frfr Comment by User 253817180īest song on album Comment by Violet N Brown Billie Eilish - Billie Bossa Nova (Letra e msica para ouvir) - You better lock your phone (oh) / And look at me when youre alone / Wont take a lot to get. 'Billie Bossa Nova' (originally titled 'Bossa')citation needed is a song by Billie Eilish, included as the third track on her sophomore studio album Happier Than Ever. You’re beautiful billie Comment by CompleteAmbedoĭang this it fireee Comment by User 221899812 Listen to me□ Comment by Oscar Gomez-Perez When doing this, be careful not to cut your hand on the blister pack or label.
Latest Newsĭallas Wings Arike Ogunbowale & Satou Sabally Named to the Associated Press All-WNBA Second Team Posted on Tuesday September 12, 2023ĪRLINGTON, Texas - Dallas Wings guard Arike Ogunbowale and forward Satou Sabally have been named to the Associated Press All-WNBA Second Team, the AP. The Home.ĪBC to Broadcast 2024 FCS Championship Game from Toyota Stadium in Frisco Posted on Tuesday September 05, 2023įrisco, TX - This season's Division I FCS championship game will air live on ABC at 1PM CT on Sunday, Janufrom Toyota Stadium in Frisco. National Soccer Hall of Fame Announces 2024 Semifinalists for Veteran, Builder Ballots Posted on Thursday September 07, 2023įRISCO, Texas - The National Soccer Hall of Fame released the names of the semifinalists on the Veteran and Builder ballots for the Class of 2024.įC Dallas Opens 2024 Homegrown Partner Program Applications Posted on Wednesday September 06, 2023įrisco, TX - FC Dallas is excited to announce that applications for the 2024 Homegrown Partner Program, supported by Gallagher, are now open. Report this ad report this adFootball Football Search Latest News The 2006 Dallas Cowboys lost in the Wild Card. DeMarcus Ware topped the defensive unit with 11.5 quarterback sacks.īill Parcells coached the team. Roy Williams picked off 5 opponent throws. Julius Jones ran for a team-best 1,084 yards for Dallas. Terrell Owens hauled in 85 passes for 1,180 yards, while Terry Glenn and Jason Witten contributed to the receiving game as well. The Cowboys moved the ball well, scoring 425 points, and the defensive squad allowed 350. The team compiled a postseason mark of 0-1. The Dallas Cowboys of the National Football League ended the 2006 season with a record of 9 wins and 7 losses, finishing second in the NFL's East Division of the National Football Conference. Postseason: 0-1 Lost Wild Card Coach: Bill Parcells (9-7) Location: Dallas, Texas 2006 Dallas Cowboys Statistics 2006 Dallas Cowboys Results ĭallas Wings Satou Sabally Wins Associated Press Most Improved Player of the Year Posted on Tuesday September 12, 2023ĪRLINGTON, Texas - Dallas Wings forward Satou Sabally has been named the Associated Press Most Improved Player of the Year, the AP announced today.ĭallas Wings Provide Update on Diamond DeShields and Lou Lopez Senechal Posted on Monday September 11, 2023ĪRLINGTON, Texas - Dallas Wings guards Diamond DeShields and Lou Lopez Senechal will not return for the 2023 WNBA Playoffs, the team announced today.Finishing 2nd in the NFL's East Division of the National Football Conference The 2007 Dallas Cowboys lost in the Division Playoff.Ĭlick on column headings to sort. ![]() DeMarcus Ware topped pass rushers with 14 quarterback sacks, topping a defense credited with 46 sacks. Marion Barber ran for a team-best 975 yards for the Cowboys.Īnthony Henry intercepted 6 opponent throws. ![]() Jason Witten hauled in 96 passes, while Terrell Owens accumulated 1,355 receiving yards. Tony Romo directed the offense, passing for 4,211 yards. The team compiled a postseason mark of 0-1.ĭallas moved the ball well, scoring 455 points, while the defensive squad yielded 325. The Dallas Cowboys of the National Football League ended the 2007 season with a record of 13 wins and 3 losses, finishing first in the NFL's East Division of the National Football Conference. ![]() Postseason: 0-1 Lost Division Playoff Coach: Wade Phillips (13-3) Location: Dallas, Texas 2007 Dallas Cowboys Roster 2007 Dallas Cowboys Results Finishing 1st in the NFL's East Division of the National Football Conference ![]() Scale: Baking is all about precision, so make sure you get the most accurate measurements by weighing ingredients. If your recipe requires proofing and you plan to proof in the bowl, choose one with enough room for your dough to double in size. Mixing bowl: Make sure to choose a bowl with enough capacity. While the exact equipment you’ll need depends on your recipe, here is some of the most common bread-making equipment: Today, there are many tools that can help streamline the process and take homemade bread from a special occasion treat, to an everyday dinner table centerpiece. To make bread by hand, you only need a bowl, a spoon and your hands to create rustic homemade bread dough that is as much a labor of love as actual labor. Try homemade bread recipes that call for inventive flavor combinations like cranberry oat walnut loaf or chocolate cherry rye bread. For example, a classic sourdough bread requires a special kind of yeast known as a sourdough starter, while flat breads like pizza dough may use different ingredient ratios. Keep in mind that different types of bread call for different ingredients and processes. Sugar: Some recipes add just a bit of sugar to sweeten the loaf. Vegetable oil or butter: Canola oil, olive oil or butter are often used to add richness. Salt: Used as a flavor booster, it’s generally recommended to use non-iodized varieties.įlour: Many different types of flour can be used including a specialized bread flour. ![]() Warm water: Water should be between 110☏ to 115☏ to activate the yeast. Yeast: A leavening agent like active dry yeast is what causes the bread to rise. Other leaveners include baking soda for soda bread or sourdough starters for sourdough bread. Some varieties add oil or butter for richness, honey or sugar for sweetness, and other ingredients like sprouted grains or dried fruit to layer in texture or nutrients. These types of bread typically start with flour, yeast (or a starter for sourdough bread), salt and water. While bread comes in many forms across the globe with a wide variety of ingredients, a basic loaf of leavened bread like white, rye or boule varieties, share some common ingredients. ![]() ![]() The tire's structure includes twin steel belts for improved handling and stability, along with stepped shoulders, which increase traction by 15% compared to the previous version. Michelin has designed the Premier LTX to be more durable and provide a better driving experience compared to their previous all-season tires. While this tire might not be the right one for you if you're planning to drive a rally car or drift your way through town, it'll undoubtedly be the right pick for daily driving and regular highway use. The Michelin Premier LTX is a touring all-season tire aimed to provide drivers with an outstanding driving experience. The list of their designs is immense, but few are as fun to drive on or discuss about as the Premier LTX. Michelin is a renowned tire manufacturer who has been making tires for every age of car since the 1890s. All-season tires vary widely in their ability to handle different weather conditions, however, so you may need to upgrade your tires if you live in an area where it snows frequently, or the roads are slick and iced over much of the year. ![]() Best All-Season Tires for Chevrolet EquinoxĪll-season tires are designed to handle various conditions, including dry and wet roads and light snow. These are all great options with outstanding performance in wet, dry, and rough roads or off-road terrain. Our team of experts has selected the best tires for Chevrolet Equinox based on real-world tests, reviews from customers like you, and feedback from industry professionals. In this article, we will discuss the best tires for the Chevrolet Equinox and help you make an informed decision about which set of tires is right for your vehicle. But like all vehicles, it needs the right tires to perform at its best. If you are the proud owner of a Chevrolet Equinox, then you know that it is a great vehicle. The Michelin Latitude X-Ice Xi2 is the best winter option for your Chevrolet Equinox. For off-road driving, we recommend the Toyo Open Country A/T III. And by then, it's often too late, and you're stuck either spending a lot of money to get your tires replaced or getting rid of your vehicle.įor Chevrolet Equinox, the best all-season tires are the Pirelli P Zero All Season Plus and the Michelin Premier LTX. If you're like most people, you don't really think about your tires until they start to wear down or have a problem. You can't just pick the first one that comes along. Choosing the best tires for your Chevrolet Equinox is not easy. ![]() When they arrived at the store, Nijher approached the clerk and asked for his film to be developed. It wasn’t long before this possibility would turn into reality. That was the first moment that Nijher processed that people on the street might perceive him as a perpetrator of the terrorist attacks, rather than as one of its heroes. “I don’t know what things are like out on the street and how people are going to react to you,” his roommate said. As he headed out to get the film developed, his roommate, who had been watching the events unfold on the news all day, offered to join him. As they talked, Nijher remembered that he had taken dozens of pictures at Ground Zero. He slept into the evening, and when he woke described what he had witnessed to his roommate that evening. It was like I had gone from one world to another.” “On my way home, I saw military guys on every street corner with machine guns, especially where I was. “Again, it was like an apocalyptic movie,” he recalled. In the early afternoon, Nijher went back to Brooklyn, where he was on call at the hospital, and the next morning commuted back to his apartment in Manhattan, near the United Nations. But, Nijher recalled that in the dire scenario of the day, if it needed to be done, they would have figured out how to do it. Such a procedure, performed by residents with limited equipment and limited experience, would have been extremely risky, and fortunately they were able to unpin the firefighter without amputating his leg. ![]() A firefighter had been pinned during the rescue, and knowing Nijher’s group to be surgeons, thought they could help release the firefighter by amputating his leg. At one point, he was approached by one of the lead first responders. Undeterred, Nijher went back to his station to give medical attention to his survivors. You just see this dust cloud come flying, like an explosion, all the way into the Hudson River.” “We just started running too, just in time to escape another building that collapsed just nearby. At one point, Nijher looked up to see people running and screaming, “Run!” “It was surreal, because we were coming across Brooklyn Bridge, and it looked like one of those dinosaur films or zombie films, where everyone is running out of Manhattan in panic, and we’re in the one lane going into the city with police escorts.”Īs those people fled for their own safety, Nijher was one of the few who drove into the heart of danger and uncertainty, seeking to help those who needed it most.Īs the rescue team passed through the containment zone and set up their triage center near Ground Zero, Nijher looked up occasionally to see dust and debris everywhere. Then he climbed into an ambulance, along with a few other volunteers, and they drove over the bridge. They said goodbye and exchanged “I love you”s. Courtesy photoĪfter volunteering to be part of the rescue team, Nijher called his wife, who was traveling in India, to tell her where he was going and admitted he had no idea if he would return. ![]() They decided they couldn’t wait for survivors to come to them they had to go to Ground Zero to save whatever lives they could. The doctors gathered there realized the casualty count would be even worse than they had anticipated. He was there when first one, then the other tower collapsed. Nijher and some of his more experienced colleagues rushed to another hospital closer to the Brooklyn Bridge, expecting to receive evacuations from south Manhattan, where the terrorist attacks had just taken place. Being in general surgery meant that we would cover the trauma unit, which also meant that I would have a big role to play in the response efforts.” And that’s when I realized this was a mass casualty event. And then, all of a sudden, everyone’s pagers started going off. “We were just standing up there, watching the smoke and the debris and the paper all around us, when suddenly, the second plane hit the World Trade Center. Streams of paper and other office debris headed toward them over the river. They canceled their meeting and a group of them, including Nijher, went up to the roof of the hospital to get a better look. The colleague shouted, and all of the colleagues shifted their gaze to the smoke billowing from the building. Then it flew into one of the twin towers of the World Trade Center. 11, 2001, Navinder Singh Nijher, then a general surgery resident at a Brooklyn hospital, was in a meeting when one of his colleagues witnessed an airplane flying dangerously close to the buildings across the East River in lower Manhattan. Please consider donating to the FāVS Fund for Social Justice ReportingĬommentary by Simran Jeet Singh | Religion News Service |
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